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Could You Afford $20,000 for Health Care?

According to new rules released last week by the IRS, by 2016 you might have to.

 

Some conservative news organizations have taken a close look at new rules released by the IRS on Jan. 30 on the new health care regulations and found them wanting … wanting much more, in fact, by 2016.

According to Breitbart.com, the IRS estimates that by 2016 the cheapest Obamacare plan will cost $20,000 for a family of five. That would be for a bronze plan.  Other plans offered go up from there to silver, gold and platinum. The IRS used as an example a family of five earning $120,000 a year. If no family members had insurance, they would be subject to a “shared responsibility” penalty putting them into the Bronze plan. The tax penalty for that is $2,400 a month or $20,000 a year.  Read the IRS regulations here. Alert, there is a lot of reading - examples of plans begin on page 56.

Weigh in on these new rules now released. Do you think your family will be able to afford these costs for health care by 2016?

Related Topics: IRS health care regulations and obamacare

Beth

9:20 am on Wednesday, February 6, 2013

I pay $4800 per year right now and that's high. The gov't is going to force the private companies out and everyone will be on gov't ran healthcare. This was the whole intent and purpose. Hope all you Obama supporters are happy!!!!!!! Well most of you won't be paying for insurance anyway because you will be subsidized just like you are now. No difference just the honest working, tax paying citizen will have to give us their insurance and go on gov't insurance.

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U B ILL'N

10:28 am on Wednesday, February 6, 2013

Typical rant from white racists soccer mom. The whole intent was not to force out private companies. Private insurance and big pharma are who put Obama in office. Get out of your troll house and realize that hard working families bringing in 50K a year can't buy anything anymore is the problem. Where did this endless supply of money printing and cheap money begin again???? Let me give you a hint. He is also the one who told us to buy a new car- and take the family on vacation! All while we were dropping bombs on third world countries...

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Patricia S

2:16 pm on Wednesday, February 6, 2013

I'm not sure to whom "most of you" refers, but I'm paying almost $7,000 a year for insurance, with a $5,100 deductible. It's difficult for me to believe that it could get worse. I'm counting on it becoming more affordable for those of us who do not have group insurance.

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George Wilson

3:45 pm on Wednesday, February 6, 2013

@Beth
We really wanted a single payer government run system like Canada,France,and Great Britain,etc.instead we got the Consevative warmed over plan that kept the insurance companies in business.This was the plan that Romney put in and the plan that Bob Dole ran on.Also,the Conservative think tank the Heritage Foundations had endored this plan as a free market effort in the eighties.Once again i'm tired of paying $1100.00 a year (added to my insurance policy)for the uninsured who have no health insurance but use the emergency room everyday.

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alaiyo

10:47 am on Thursday, February 7, 2013

Sorry, UB ILL'N. Beth is right on the points. Unfortunately, low information voters can't see the big picture. By requiring the insurance company to provide exactly the plan that the government dictates, the government will continue to drive up the price and force families to leave their company plans. Or they will make it to costly for a company to continue to provide healthcare coverage. In either event, families will be driven more and more to a government plan.

Big picture, when they did not want black or poor visiting well-to-do beaches in NY in the 40's & 50's. They did not say all poor and blacks stay out. They simply recognized that most blacks and poor traveled to beaches by way of social function and a rented bus. So, they just got together and build overpass that were to low for buses. For those that drove, well they like everyone need parking passes. If they managed to get a parking pass, and that a big if, they were always assigned parking space at the very back of the parking lot. So they would have to walk with all their gear and food some great distance. Big picture UB , blacks and the poor did not go to the well-to-do beaches in parts of NY.

hard working families bringing in 50K a year can't buy anything . is the problem. I guess that new tax increase is helping a lot. He was only going to tax rich

For the record, I see no indication that Beth is a white racists soccer mom. And I am for dam sure not a racists, a white or a mom.

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Good Grief Y'all

11:19 am on Thursday, February 7, 2013

@alaiyo - that "tax increase" you're talking about is the result of the expiration of the 2-year payroll tax holiday. Congress allowed it to expire as part of their fiscal cliff deal. The President can't raise taxes, but Congress can.

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alaiyo

11:58 am on Thursday, February 7, 2013

Good Grief Y'all,
"The President can't raise taxes, but Congress can. He can't do anything, unless he wants to take credit. He got OBL, right? ACA will bend the cost curve of health care. And the poor rich did not get a tax cut. Wait, it was the same rate that has been in place for 10 years. Then it is a tax increase. Tax deductions are now tax loophole. So, the cap on the flexible spending accounts goes from $5,000 to $2,500. So, let stop playing with words. If I am paying more taxes today, then I paid last year then my taxes when up. When you are paying the bill, no one cares what kind of tax you call it.

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Good Grief Y'all

1:09 pm on Thursday, February 7, 2013

@alaiyo:

"The American Taxpayer Relief Act of 2012

On January 1, 2013, the Bush Tax Cuts expired. However, on January 2, 2013, President Obama signed the American Taxpayer Relief Act of 2012, which reinstated many of the tax cuts, effective retroactively to January 1st. The 2012 Act did not repeal the increase in the highest marginal income tax rate (from 35% to 39.6%) which had been imposed on January 1st as a result of the expiration of the Bush Tax Cuts."

Unless you're in the highest brackets, except for the payroll tax holiday expiration, your taxes didn't go up.

the Big I.D

12:54 pm on Wednesday, February 6, 2013

Breitbart, there's your sign. Sure. And death squads.And African colonial facist,marxist,gun stealing, liberty hating,baby killing,drone taxes.Try harder.

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Capt. Bob

5:19 pm on Wednesday, February 6, 2013

The information comes from a an IRS document released last week. The fact that Breitbart reported it doesn't change the substance of the document.

U B ILL'N

1:32 pm on Wednesday, February 6, 2013

Breitbart, Drudgereport, Limbaugh, Hannity, Boortz, stop listening to this garbage they get paid to get you mad and upset just remember that. They are not journalist they are opinion slinging media junkies.

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alaiyo

10:54 am on Thursday, February 7, 2013

What do you suggest? I need a good laugh!

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Good Grief Y'all

11:07 am on Thursday, February 7, 2013

The Daily Show with Jon Stewart and The Colbert Report with Stephen Colbert, both give interesting, laugh-generating perspectives. No one is shielded from their jabs. Their entertainment-take is every bit as accurate or more so than the above anger mongers.

Sean

1:56 pm on Wednesday, February 6, 2013

Typical response from a bedwetting liberal who believes it is the government's job to take care of people. Learn some personal responsibility, learn to take care of yourself and quit blaming a President who left office 5 years ago for the current administration's problems.

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U B ILL'N

2:51 pm on Wednesday, February 6, 2013

I didnt see the words "free" written in any of my responses Sean. Hopefully you have enough money in your coffers that you will be able to buy your very own custom Seans Insurance Plan better yet maybe you should self insure yourself because you are obiviously way to successful to be a part of something bigger than yourself.

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U B ILL'N

3:07 pm on Wednesday, February 6, 2013

Sean a question or two. What do you do for a "living" and how has the ACA impacted you.

Bluedobee

2:04 pm on Wednesday, February 6, 2013

My my my...seems anger runs rampant on the liberal side. They can't state their point without belittling people and race-baiting. Oh and by the way.....your current President also has no problem of endlessly printing money and spending it. And what's even worse than dropping bombs on third world (aka terrorist) counties, he has killed American citizens without due process and is trying to justify HIS RIGHT to continue doing it. The "Blame George Bush" argument is no longer valid with what this President is doing. Bush may have condoned waterboarding terrorists, but at least he didn't kill his own citizens without due process. You tell me, which is worse?

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U B ILL'N

2:59 pm on Wednesday, February 6, 2013

You know I always found that when you own your own business that you only put "personal" money into it when times are tough. Hell when times were great you would save for the rainy day right. Guess what its been raining for a while and pretty long. Wish we had more personal money to put into it.

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alaiyo

10:57 am on Thursday, February 7, 2013

When they don't have many facts, why not try anger. Never mind that doesn't work for my six year old. UB can use bigger words that my six year old. Wait, that not right either.

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U B ILL'N

8:44 am on Friday, February 8, 2013

Bludobee - did Trayvon get due process before he was shot? These laws are already in place in the states. So you tell me. Do I care if Americans in another country are suspected of being terrorits and a threat against our country are killed? Watched Kudlow last night and he supported it as did Ann Coulter. Funny hugh?

Michael Robinson

11:07 am on Thursday, February 7, 2013

It would have been better to find another source, if only to confirm the reporting. A CPA or other tax-conscious professional is preferable. Verifying information is a basic tenet of journalism.

While Breitbart being a den of garbage reporting doesn't necessarily mean every story is bad, it is an impractical source of information due to the high noise level.

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Sharon Swanepoel

11:15 am on Thursday, February 7, 2013

I can't help but agree that partisan reporting is very detrimental to the truth, but since almost everybody is guilty of it from one side or the other now, the best way is to alternate the source - Breitbart, sometimes, CNN another, Fox News another time and then throw in Huffington Post sometimes too. That way there should be enough of a balance to make everybody happy, or unhappy, as the case may be. In this case however, there is a direct link to the IRS report so everybody should be able to source the information right from the horses mouth, so to speak. Happy reading!

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Michael Robinson

11:35 am on Thursday, February 7, 2013

This kind of non-journalism really bothers me.

How many people have the time to read 71 very information-dense pages? And how many of those people will understand what they read without many more hours of research? And how many things with the same complications do people need to understand each day?

There simply aren't enough hours in the day for each person to understand everything that affects them. Journalists exist to give people an understandable and practical summary of the world.

That's what journalism is about: tasking one person with the right skills to cut through BS and give a fair and accurate report of something that's important to their readers.

Obviously, in an ideal world, we would all have the time and skills to do this. Journalists exist because the world doesn't allow for such a perfect situation.

I don't think it's a coincidence that the rise of corruption, the degradation of public institutions, and the polarization of the public has followed the decline of journalism.

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George Wilson

1:31 pm on Thursday, February 7, 2013

@Sharon Swanepoel
You didn't mention the most reliable source of news and opinon which is MSNBC.

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John B

1:47 pm on Thursday, February 7, 2013

George...MSNBC is the extreme left wing comedy show as FOX is the right...that's a laughable statement based on nothing but your....errr....left wing opinion.

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Sharon Swanepoel

2:02 pm on Thursday, February 7, 2013

Ah George, you jest, right? Do you have a wooden spoon for that big pot you're stirring. :)

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George Wilson

3:34 pm on Thursday, February 7, 2013

@Sharon Swanepoel
You also didn't mention the Jon Stewart show.
"Only the spoon knows what is stirring in the pot"
"A man in possession of a wooden spoon must be in want of a pot to stir"

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Good Grief Y'all

7:25 pm on Thursday, February 7, 2013

Fox channel is like kindergarten to MSNBC's master's program. Conservatives won't watch it for fear they'll learn something other than what they want to believe. A lot of them just want to hold onto their anger and hate, and they'll do nothing to interfere with that. For many, it's just over their heads . . . they prefer their "news" and political commentary dumbed down and chewed up for them. All they have to do is swallow.

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John B

7:34 pm on Thursday, February 7, 2013

The only one sounding hateful and angry as always is you GGY....pushing your left wing crap once again.....Obama could give a crap about you...keep kissing his hind end......

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Good Grief Y'all

7:49 pm on Thursday, February 7, 2013

If that's what you think, JB, you haven't read the rest of these posts or on other threads. You just hate me. More evidence of hater herd mentality.

I'm ok with you hating on me. It's quite a compliment, considering the source.

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John B

7:52 pm on Thursday, February 7, 2013

nope...sorry GGY...I don't hate you or anyone for that matter. Try again......

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Good Grief Y'all

8:10 pm on Thursday, February 7, 2013

Well, then, strongly dislike as evidenced by every comment you make to me, except for that last one. That's the nicest thing you have ever said to me.

alaiyo

11:21 am on Thursday, February 7, 2013

Michael, Breitbart is not a den of garbage reporting. I am not sure you believe this or not, but it not a good idea to repeat these remarks. You see, I like article that provide searchable, readable references. The findings of this article has been reported in other places. Scanning down the IRS document, I found on page 56 the example they cited.

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U B ILL'N

11:50 am on Thursday, February 7, 2013

Whatever, i don't know where your reading that our plans would cost us 20K a year all I see are examples. Total outlays for most family plans on a group policy right now are 1500- 2200 fyi. But a lot of this cost is being born by the employer and/or the dependents will go out and get a cheaper individual plan unless they have health insurance. The law states that the options can't exceed a certain limit of the employees income for his contributions.

Chris P

11:22 am on Thursday, February 7, 2013

The best thing this administration could is to admit the Obama care was just a bad idea that was not carefully thought out and is being poorly implemented with many unintended consequences. If this administration had a shred of competency they would repeal the entire package.

That being said I consider any member of Congress and anyone else in the administration who supported and voted for this abomination as having committed an act of Treason against the American people!

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U B ILL'N

11:25 am on Thursday, February 7, 2013

I am gonna make this as simple as I can, most people have had no clue what health insurance has cost (most people being those that have worked for top 1000 or so companies) The small business owner and the self employed that provide their own benefits have seen their prices rise even before the ACA. I can email you proof going back 10 years. My point is what you think is expensive is nothing compared to what I know is expensive. Second those people who work for fortune 1000 companies will and will continue to see increases because those companies are moving from defined benefit plans to defined contribution plans whereby they only commit to the contribution not the benefit. Because benefit costs have exploded with all the new medicines, technology, high unemployment also affects this. (i am leaving out the poor and indigent because on a net net basis they still affect our insurance premiums whatever the outcome. Second the taxes implemented in the ACA will offset alot of the subsidies that will be given. Now I don't know how your current benefit is being paid but lets say you were self employed and want coverage and your age 59 and your spouse is 60 and you will be needing it together. I am going to ehealthinsurance.com (btw they will likely be running our "socialist" exchange) For a plan that is like a typical group plan $1500(per person) ded 80% coinsurance 35 copay Max out of Pocket another 2,000(per person) the cost is $1528 per month next year add 20-30% to that

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U B ILL'N

11:25 am on Thursday, February 7, 2013

cont'd.....Its been like this for at least 10 years maybe your company pays 80% of your premiums most are wittled down to 50% of the employee only premium. So if you want to tell me that because Obamacare the cost are skyrocketing I am going to tell you that you are a fool and that you have had a great benefit at a large company that they are no longer willing or feel they have to pay anymore. This is the way it is get ready for no more pensions either and these are things that all your blue bloods hated anyway right? Arent pensions and defined benefits things of the old days you know like unions. We are being capitalized (downsized) and in my opinion our "total" health insurance costs must come down. I say total because of that $1528 i pay as self employed I have to gross $2016 before taxes (estimated using gross tax rate 32%). So define which side of the argument you are on. Lastly, my comment about the soccer mom is my angst living in the redzone, the words lazy and unemployed come up alot pertaining to our voter base. First off, illegals can't vote, second off the very poor the very indigent and the crack heads don't vote, and 47% are not paying taxes is just a flat out lie!

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Chris P

11:53 am on Thursday, February 7, 2013

If the company where I work chooses to subsidize a larger portion of my healthcare then that is their business and not yours nor the governments. Just remember when you point a finger at someone else there are still three fingers pointing back at you!!

r patton

12:06 pm on Thursday, February 7, 2013

What do you expect from King obama that refuses to do a budget? (As required by law) All he wants is total control of every citizen in the USA so they will bow down to him like he did the Sultan in Saudia Arbia. Just wait and see so I can say, "I told you so".

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Good Grief Y'all

4:36 pm on Thursday, February 7, 2013

The President proposes a budget to the U.S. Congress which recommends funding levels for the next fiscal year, beginning October 1. However, Congress is the body required by law to pass a budget annually and to submit the budget passed by both houses to the President for signature.

"How the budget happens

The federal budget doesn’t get enacted the way other laws do. The process starts with the president submitting his budget request to Congress early in the year. That voluminous document is partly a presidential wish list, but it also gives Congress a framework.

"The ‘PresBud,’ as it is called, forms the basis of the fiscal year budget that starts the following October," according to this post from the nonpartisan Taxpayers for Common Sense.

In Congress, the House and Senate have budget committees tasked with creating concurrent budget resolutions, using the president’s budget as a guide. As Taxpayers for Common Sense wrote, "The legislation they draft is for Congressional use only: it doesn't go to the President, it isn't law, it just helps Congress keep its budgetary ducks in a row."

So there is the first problem with Romney’s statement. The president doesn’t "pass" a budget. That’s Congress’ job.

In Obama’s case, he has submitted his budget request each year he has been in office."

http://www.politifact.com/truth-o-meter/statements/2012/apr/06/mitt-romney/romney-says-obama-failed-pass-budget/

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R++ - One of the famous "Dacula Crew"

6:04 pm on Thursday, February 7, 2013

So he can deliver a form of national health care but can't get his party in the senate to just debate a budget, let alone actually pass one in 4 years time?

Interesting campaign position…

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Good Grief Y'all

7:43 pm on Thursday, February 7, 2013

Yeah, that was amazing, wasn't it?

Debating a budget, passing a budget - up to Congress. Writing legislation, passing laws - up to Congress. Raising taxes, lowering taxes - up to Congress. Spending - up to the House of Representatives. All that presidential power, what a waste ;)

U B ILL'N

12:14 pm on Thursday, February 7, 2013

Chris P- I know you don't have a clue but right now and for as far back as I can remember. Carrier not government rules state clearly at a minimum the employer must contribute 50% of the "employees" cost. If they are picking and choosing they are in violation of discrimination in the work place and also violation of their agreement with the carrier. I know this goes on in the small work place all of the time its either intentional or the owner just doesn't understand the contract because it was never meant for anyone but himself.

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Chris P

12:57 pm on Thursday, February 7, 2013

U B ILL'N you're the only one who is clueless here. All I'm hearing from you is the typical rant that moonbat liberals are famous for. Before making a further fool of yourself here, you might want to educate yourself on exactly what Obama care is all about!!!

alaiyo

12:15 pm on Thursday, February 7, 2013

UB ILL'N, you are mixing up health coverage with defined benefits and defined contribution plans. One is retirement coverage and the normally covers employment and possible retirement years. They are accounted for separately.

ACA was forced on the public as cost reducing measure. Every indication is that it will only increase cost more. We were also told that we would be able to keep our health care. They should have say if you like your health care you can keep it FOR NOW. They could not even decide if it was a fine or tax.

I still don't like the requirement that I must buy something, just because I inhale air. You see, if my brother comes to my door in need of money for food or shelter or medicine, I will only gladly give it to him in excess. But if he comes to the door demanding that I give him anything as if he is entitled to it. Well, let just say that I will be providing a lecture with any help. So, it not that we don't understand. I understand better than you might imagine.

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U B ILL'N

1:33 pm on Thursday, February 7, 2013

alaiyo- most companies (big more than 1,000 employee) self insure they pay a fee to Blue Cross or United Healthcare to amdminister the plan (process claims and lend network access) The company then reimburses the carrier directly from their profits to a point. Say 10,000,0000 then they buy umbrella protection for claims exceeding that amount. The benefits are defined in your certificate book. That is why some companies pay for things like invitro fertilization and some don't its up to the company not carrier. Small companies like the ones I sell to buy fully insured plans whereby the carrier comes up with a price based on demographics and health of the group. What most big companies are doing now is adopting fully insured plans with the minimal essentials under the ACA most of which were already provided anyway. Now they define their contribution instead of trying to manage rapidly rising costs. Put another way they are shifting the risk to the employee and carrier. This is making them more profitable and making you more broke. I fully understand this- my argument is that most on this board don't know what the costs are so for you to say i am paying 500 a month for my family and its going to 700 a month and Obama is to blame are very wrong. The cost has been 1500 to 2200 a month whats changing is how you are having to pay more of that share. Small business under 25 employees don't have to provide insurance and are not penalized if they don't .

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U B ILL'N

1:34 pm on Thursday, February 7, 2013

The businesses that will find this plan unfair are restaurant chains, big box retailers, and landscapers or construction companies whereby exceptions are being lobbied for. Remember when Pappa Johns said they will have to charge .25 cent more a pizza. really???? .25 cent more a pizza to insure low paid employees and keep them out of the federal coffers and lower the rest our premiums...reallyy???

alaiyo

3:14 pm on Thursday, February 7, 2013

Good Grief Y'all, you focusing on the income tax rate only. Read the fine print. Income tax rate are not the only source of taxes. I wrote about the decrease in the cap for flexible spending. Which decreased last year and has a net tax effect for me of $700. My insurance coverage now has a surcharge of $650 for this year. I expect my insurance coverage to go sky high as the true cost of ACA come to like. Congress has never in recent memory coming in under budget. So, I don't think that the effect on the private market will be a net positive. Every time, the government has interjected itself Into the private market, we have seen significant price inflation. So direct tax or indirect tax, I do not see anything positive coming from it.

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U B ILL'N

3:25 pm on Thursday, February 7, 2013

Thats because the HSA is replacing the FSA, most if not all plans will be deductible first plans to qualify for the HSA status. You keep what you don't spend and put in mutual funds if you like to invest. But you don't lose it.

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Good Grief Y'all

4:23 pm on Thursday, February 7, 2013

alaiyo, I'm not focusing on anything except to answer your comment:

"I guess that new tax increase is helping a lot. He was only going to tax rich"

Tim

4:14 pm on Thursday, February 7, 2013

Guess I'll just have to go on welfare

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U B ILL'N

4:21 pm on Thursday, February 7, 2013

Hey Tim- you can only do what you can do right?Health Insurance has been to expensive and the general public is just now starting to feel my pain or any small businesses pain that provides insurance. When rates go up 20 -30 per year and your sales and income go down you are still giving raises in the form of health insurance.

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Chris P

4:37 pm on Thursday, February 7, 2013

U B ILL'N I have strong doubts that you are a small business owner based on your support of Obama care. If you are, and i highly doubt it, you would also realize that unless you employ above a certain number of employees you would not be liable to provide health insurance for them. If you're above that number it would be cheaper for you to pay the fine and your employees fend for themselves.
But then again if you really were a small business owner then you would know that the solution to provide affordable care would be to become part of a larger group. But then again you would have realized that it is the Federal Government that has been prohibiting health insurance from being sold across state lines.
And if you really where who you say you are you would realize that the Government will now control every aspect of health care including who gets what healthcare and when if ever!!!

Nice try though!!

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U B ILL'N

8:23 pm on Thursday, February 7, 2013

Chris tell me what you do and how the ACA is affecting you for the worse. Please...All insurance is run state to state. Laws are different state to state aren't they? Penalties are different state to state? Its not lack of competition, Kaiser, UNH, BCBS, Humana, Aetna, Celtic, Golden Rule, Cigna Assurant is that enough competition? Does it really matter if i am a group of 500 and 10 are suffering through late stage cancer. Those costs are not aborbed efficicently. Example the banking crises 7% foreclosure rates bring the whole system down. Healthcare is a necessity of civil life. It needs to come down period. . I am that employer I am paying 800 dollars of your 1600 monthly costs so why cant we both be on the same page and agree we want the price of healthcare to come down and every other developed country has a form of universal coverage. Give me your email address I will share with you the numbers from my clients over the years.

Good Grief Y'all

4:47 pm on Thursday, February 7, 2013

Why would the government want everybody sick or dead? Who would pay taxes?
Silly.

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Tammy Osier

5:52 pm on Thursday, February 7, 2013

@ Sharon - lol
@ Chris P. - Totally- what you said. I think if the good of the American people were really the motive, admitting error would be a good start so that it can be revamped and fixed. But you know that'll never happen.

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Tammy Osier

6:42 pm on Thursday, February 7, 2013

Alaiyo said:
"And I am for dam sure not a racists, a white or a mom."
LOLOL - then you sure ain't a liberal either because it sounds like you saw through the "only tax rich people" scheme too. The easiest way to get votes is to make tons of promises to those who will vote partyline only. If you want my vote, you better have a track record that shows what you can do. talk is cheap. I've enjoyed your posts. :)
Btw....my insurance has gone up, tax holidays disappeared, so I am now making close to a thousand less than I was a year or two ago. I had all of my former paycheck budgeted, but now have to do with less. And I'm lower middle class.

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Good Grief Y'all

7:58 pm on Thursday, February 7, 2013

@alaiyo - that "tax increase" you're talking about is the result of the expiration of the 2-year payroll tax holiday. Congress allowed it to expire as part of their fiscal cliff deal. The President can't raise taxes, but Congress can.

"The American Taxpayer Relief Act of 2012

On January 1, 2013, the Bush Tax Cuts expired. However, on January 2, 2013, President Obama signed the American Taxpayer Relief Act of 2012, which reinstated many of the tax cuts, effective retroactively to January 1st. The 2012 Act did not repeal the increase in the highest marginal income tax rate (from 35% to 39.6%) which had been imposed on January 1st as a result of the expiration of the Bush Tax Cuts."

Unless you're in the highest brackets, except for the payroll tax holiday expiration, your taxes didn't go up.

Worth repeating.

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Good Grief Y'all

8:01 pm on Thursday, February 7, 2013

On the Making Work Pay tax cut, and more on the payroll tax holiday, from http://www.npr.org/2013/01/01/168417033/cliff-deal-would-end-payroll-tax-holiday

"It was enacted in late 2010 when unemployment was very high and it raised take-home pay by around $100 billion a year. The economic research firm, Moody's Analytics, says for every dollar workers were able to keep in their pockets, $1.27 was added to U.S. GDP as the money circulated through the economy.

So it undoubtedly played a role in helping support growth in the last two years. Now, it wasn't the best way to stimulate the economy because it put money in the pockets of a lot of well-off people, many of whom saved it, didn't spend it. Ironically, it actually replaced a more stimulative tax break called the Making Work Pay tax cut, which targeted lower income people who would be more likely to spend it, providing more fuel for the economy.

But that tax cut was initiated by President Obama and Republicans wouldn't renew it back in 2010, but they did go along with this payroll tax break."

Good Grief Y'all

7:37 pm on Thursday, February 7, 2013

Yeah, 'cause no Republican ever votes strictly party line. Now, there's a real LOL comment.

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Tammy Osier

8:28 pm on Thursday, February 7, 2013

John B. - yep. What you said. And the emotion roller coaster - playground whining / nannie nannie boo boo begins....
Can't we ever have a conversation on here that includes facts and two way rational conversations without the personal drama? We should have to show our id before we can post to make sure everyone who posts is over 18.

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Tammy Osier

8:32 pm on Thursday, February 7, 2013

Bob Reid wrote:
"The information comes from a an IRS document released last week. The fact that Breitbart reported it doesn't change the substance of the document."

That's the kind of stuff that makes sense.

I think if I get involved in another conversation on Patch, I'm going to keep count of how many times the word "You" is used. lol

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U B ILL'N

8:35 am on Friday, February 8, 2013

Tammy if you read my example of the 60 female and 59 year old male and do the quote on ehealthinsurance .com use blue cross blue shield 1500 deduct 35 copay 80% coinsurance with 2,000 addiitonal out of pocketl You will see we already pay 20K a year then on top of that i have net out of pocket exposure of 7,000 per year if both myself and wife were to be hospitalized. Costs must come down! Or our country will. And please this plan hasn't even started yet. Lets not forget the AMA has backed it, the AARP has backed it, Romney the business man backed it before he ran for president, and you know i don't recall seeing one commercial from a healthcare company dissing it. Not one. So again for those that are so gonzo about this please send me a message of how its affecting you unless you drive a Mercedes and are uninsured I dont see how it affects you.

Chris P

8:44 pm on Thursday, February 7, 2013

U B ILL'N
If you want universal aka government run healthcare then you and your fellow liberals aka socialist should move to Cuba or Canada. Those of us who are Americans prefer a free market bssed healthcare system.

There are ways to reduce the costs of healthcare and I can tell you with certainty, Obama care is not the way to do it!

I just moved from Massachusetts and I have seen first hand how liberals just love to spend other peoples money!

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U B ILL'N

1:03 pm on Friday, February 8, 2013

Chris P all I want is affordable healthcare don't care if its government run or private. I don't think insurance is any good if you can't maintain it. I don't think I understand though why every other developed country has subsidized healthcare and you think we can avoid it. Its already subsidized a little and still too expensive. I am going to stay right here in the Best Country in America Chris and watch you bitch and moan about the poor and the freebies. Why don't you become truly poor and just live off of us. I will not complain would love to see you digging around in the garbage or going garage sale to garage sale to get a bike for your kid.

Good Grief Y'all

7:23 am on Friday, February 8, 2013

Right, no "emotional drama, whining", etc., from the rightie folks, ever, b/c they can call liberals, Democrats, anyone who doesn't bow down to and praise their opinions, every name in the book, write up personal insults and wish and pray that there were no liberals in the world. What a very Christian attitude ;) Do away with over half the US populace. The folks at whom those comments are directed are supposed to just take it and keep quiet. But if you throw the righties a bone every once in a while, they'll be your friend for a comment or two. :D

And only the righties get recognized for posting their links. If you're even in the center, your links and facts will be ignored. They don't want any of their own to see anything resembling truth and facts. :)

Thanks for starting my day off with a big haha.

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U B ILL'N

10:28 am on Friday, February 8, 2013

Well said GGY. Southern Republitards are the worst, Love seeing all of the red and blue maps dipicting the race was rigged. I wonder if all the red is supposed to be just trees or grass I mean there is a lot of grass and trees in Montana. I love it when my uncle the farmer from south georgia talks about handouts then I see on a website that he has received over 4million in handouts not to grow certain crops and on top of that gets subsidized insurance no worries at all. He then proceeds to boast about how he provides jobs at 7 dollars cash an hour furthermore by exploiting illegal aliens who in turn exploit us and he can't see that he is part of the problem. True Capitalism doesn't exist!! If it did APPLE would rule the world! Do you think the gas companies set gas prices, power companies set power prices, nope we all help each other out to keep prices low for "civil" lifes needs. Healthcare is no exceptio
n! Just like car insurance laws! If your going to live in civil world you are going to have to play by the rules. Unless you are the fortunate 1.5% that own the world and make the rules. I doubt anyof these people live in Loganville-Grayson area though.

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Mr. B

11:10 am on Friday, February 8, 2013

A fact (derived from the Latin factum, see below) is something that has really occurred or is actually the case. The usual test for a statement of fact is verifiability, that is whether it can be proven to correspond to experience. Standard reference works are often used to check facts. Scientific facts are verified by repeatable experiments.

Just publishing this GGY so you can differentiate between the dribble you post and the truth others post.

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Good Grief Y'all

11:59 am on Friday, February 8, 2013

Thanks, UB. You're right. The bad is never on them. Doubtful any of the 1.5% are posting to Patch from anywhere ;)

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Good Grief Y'all

12:06 pm on Friday, February 8, 2013

Why, Mr. B, I didn't know you believed in Science. Personal experiences don't get into reference works unless you're super famous. Guess you didn't like the links and quotes I posted from some of those reference works. Not surprising, since they don't jive with your world view. Thanks for proving my point.

Have a nice w/e - especially Sunday ;)

U B ILL'N

12:16 pm on Friday, February 8, 2013

Mr. B, question since you are picking on my homeboy and it appears you may have some intelligence since you know latin so well.. Explain to me how maximizing profits = maxmizing employment. Its a conundrum that I dealth with when I was a securities broker. Explain to me how our tech jobs and customerservice jobs and low end manufacturing and textile jobs are going to come back to the US without these things happening >incomes continue their downward trajectory> property values continue their downward trajectory> companies continue to offer less and less benefits and explain to me with the advent of the internet how the death of the salesman continues and eventually it will be the distributor or middle man. How do we keep from becoming the same third world country that has those jobs.

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U B ILL'N

12:26 pm on Friday, February 8, 2013

Came across a book the other day Good Grief, it said never trust a church with cushions on the pews or a church that was thinking of adding a gym. That book was 20 years old I was 15 then. Now it would say never trust a church where the pastor is living in a Mansion on the church property and telecast live via satellite from his bathroom and there is a Star Bucks in it. ( I am getting way off subject but you know who you are) Just sayn

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Good Grief Y'all

1:07 pm on Friday, February 8, 2013

Ha! That's a good measure U B - they want you to be very, very comfortable and entertained, too. Then you won't have as many outside influences or spend money elsewhere. Churches and ministries shouldn't be rich, but should not be in debt and take care of a good preacher. If they're holding onto that much money, they're not giving God His part to be used for the needy or for evangelism.

I'm used to Mr. B and a few others coming after me. They can get ugly, but to me they're just class clowns, looking for attention, trying to be bad boys. What is harder to ignore is someone preaching, quoting the Scriptures while snarking at anyone not Republican - in other words, being hypocritical.

Sorry if this disappoints you, but I'm a she.

Chris P

2:57 pm on Friday, February 8, 2013

U B ILL'N I see you've given the typical Liberal response. If you want socialist healthcare then move to a socialist company. I see that you're only 35 so perhaps you could begin by showing some respect to your elders here. You want affordable healthcare then work for it. Everyone else does. Why should I pay for your stuff just because you're too lazy to go out and work for it?

You stated " Why don't you become truly poor and just live off of us." When I was older than you are now, I lost everything. I didn't bitch and moan like a whiney little brat like you. I went out and did something about it!! I worked my way back from the ground up.

Perhaps you and your buddy GGYA ought to just go out and work for living for once. And if you don't you can just starve!!

Have a nice day now!!!!

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Good Grief Y'all

4:14 pm on Friday, February 8, 2013

I work and have since I was a teenager Mr. P. Please leave me out of your rants. Thanks!

U B ILL'N

3:35 pm on Friday, February 8, 2013

Chris P my family gross income is 135K, I do work in financial services, those figures are real, the articles that I have posted are facts, and again I never said free. And in fact the healthcare bill will affect my income for the worse eventually. I am Gop convert although I have always considered myself middle of the road. GOP base has lost its mind in my opinion and whats worse is they use words with symbolism much like I have and you don't like it. So I am inviting you to tell me what you do for a living and how has the ACA affected you. I have a pretty good understanding of insurance industry and financial markets. Tell me what you pay for insurance monthly, briefly tell me what your deductibles are, tell me what your type of business you work for or own. Tell me how the ACA is affecting you. And how its going to impact all of us working people (middle class).

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Chris P

4:02 pm on Friday, February 8, 2013

U B ILL'N

I do not give out personal information on a blog. FYI I consider myself a Tea Party Conservative.

Lori

3:59 pm on Friday, February 8, 2013

Does anybody know if you work for a company and are on group insurance thru them how much your cost will be taken out of your paycheck? Is that going to go up a lot too?

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U B ILL'N

4:21 pm on Friday, February 8, 2013

Lori- yes but hopefully costs will go down with full support. But we are paying that much now. I as a business owner pay half of the employee.

So if my group plan charges me 450 for an employee only per month and the family rate is 1675 per month I pay as the employer 225 of the employee's cost and he pays the 225 plus the difference between the family rate and the employee rate which is $1450 per month comes for he and his family. If you work for a larger corporation which "Chris P" doesnt seem to understand is that they lets say have 1000 employees decide for themselves what to charge based on the benefits they offered and then they buy reinsurance for catastrophic claims. This has worked until their employees aged into their 50-60s.

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U B ILL'N

4:30 pm on Friday, February 8, 2013

So Chris P, my opinion is that you sound like a tax dodging contractor. Subchapter S corp pay your self a dividend or distribution. Hire people off the books (cash) or 1099 them so you don't have to deal with the "paperwork" and work comp expense. Man the biggest hypocrite of them all. Tell me what do you do right now if your business was so slow you couldn't afford the group health plan you and your "family" employees are on but you didnt realize that you don't qualify for individual coverage because they won't write preexisting conditions. (there is a reason for this its called COBRA) but at the individual level COBRA doesnt protect us and if the master plan is defunct there is no COBRA offered at all to at least extend your benefits while you look for a job with insurance. So Chris P, now you have assets and money but you can't get the coverage and you have that damn heartattack. Guess what you lose it all again... .Hows that for fair? Oh and your family got fcked too cause maybe one of them is insulin dependent diabetic. So maybe this Obamacare thing does help the middle??????? I can't stand know it all teabaggers most racists of them all!!!! Go join Michelle Bachmann and her gay husband as they pray the gay away!!!

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Chris P

4:45 pm on Friday, February 8, 2013

U B ILL'N
First you know what happens when you Assume something?

Second an apology is due from you. FYI everyone of your assumptions is incorrect. Perhaps I should sue you for libel???

Third anyone who claims that Obama care will save the average American money is either a moron or a liar. Which one are you??

Fourth if you want affordable healthcare the first thing you do is get rid of Obama care.

Fifth its good to know that I got under your skin !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

ROFLMAO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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U B ILL'N

5:02 pm on Friday, February 8, 2013

I appreciate you Chris because sincerely, you are the reason we won, it wasn't 10 counts of voter fraud or the mass buses of poor people coming to collect their freebies it was the TEA PARTY. :}

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Chris P

5:32 pm on Friday, February 8, 2013

U B ILL'N
You sir are the reason for the downfall of America. Liberals such as yourself who despise this country and the values that made it great.
Being liberal and ignorant is no way to go through life.

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